Publisher Description
A Line of Credit You Can Access Anytime, Anywhere. Download Free and Start Spending in Minutes. Say goodbye to painful applications and damaging credit checks. Float provides a line of credit you can access, manage, and spend directly from your smartphone. It s an easy way to access credit without the fees, risks, and penalties of traditional borrowing. AS FEATURED IN: TechCrunch | SMASHD | Built in LA | Let s Talk Payments | Beehive Startups HOW IT WORKS: 1. Install the free Float Credit app. 2. Create your account by connecting your existing bank account. 3. Float analyzes your account to approve* you for a line of credit. 4. Once approved, pair your debit card for instant transfers. 5. Start spending! MODERN CREDIT SCORING: Unlike traditional lenders, we don't check your FICO score and won't ding your credit score when you create an account. Instead, we base credit decisions on what we think you can actually afford. SIMPLE AND STRAIGHTFORWARD: Once an account is opened, you re only charged when you draw on your credit line. We charge 5% for transfers to your bank account of $50 or more. For transfers under $50 we charge $2.50. * No other fees, interest, or APR to access your line of credit. SERIOUS SECURITY: We protect your sensitive information with full encryption and safeguards that meet industry best practices. ABOUT FLOAT: Founded in 2015 in Los Angeles, Float s goal is to reinvent the credit experience for the modern, mobile consumer. We exist to free people from financial pressure and encourage them to live life on their terms. Our beta is currently shaking things up for Utah residents! As we expand to other states, those who have signed up will be promptly notified. Terms and Conditions apply. Float is a lender offering lines of credit in states where permitted by law. Float reserves the right to modify or discontinue products and benefits at any time without notice. To qualify, you must be at least 18 years old, a resident of the United States, and a resident of an eligible state to meet Float s underwriting requirements. Services mentioned in this application may not be available in your area. *Signing up does not guarantee any offer for or availability of credit. Applicants for credit will be reviewed on an individual basis and may be notified and asked to provide additional information and complete additional procedures before any offer of credit is made. If approved for a Float product or benefit, your actual terms and conditions will depend on a variety of factors, including your creditworthiness, income, state law, and other factors. Float may change the terms of any product or benefit, subject to applicable state and federal law. Not all debit cards are currently supported for instant transfers, though we are working hard to improve this. Copyright 2016 Float, Inc. All Rights Reserved. FICO is a trademark of Fair Isaac Corporation.
Requires iOS 9.0 or later. Compatible with iPhone, iPad, and iPod touch.